Real estate insights, tips, and market updates.
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A $900,000 Ontario purchase closes with about $23,701 due on top of the price, and about $38,292 inside Toronto. Every line itemised, with the source for each figure and which ones you can avoid.
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A Toronto condo's asking price is only half of what it costs. Here is what the maintenance fee pays for, what pushes a building to the top of the fee range, and how property tax and insurance add up to a real monthly number.
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Ontario power of sale runs on notice periods, not court hearings: 15 days of default, then 35 days after notice. Here is what the Mortgages Act requires, what the lender owes the borrower, and what a buyer takes on.
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Buy in the City of Toronto and you pay land transfer tax twice, once to Ontario and once to the city. Here is the bracket math at real Toronto asking prices, plus both first-time buyer rebates.
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Toronto charges 3% of assessed value on homes left empty six months or more, and every owner must declare each year. Here are the rules, the exemptions, and what a buyer inherits at closing.
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Burnaby's 1,097 active condos run from $689 to $986 per square foot by area, and two homes in one tower can be 75 percent apart. The breakdown by neighbourhood and by building.
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Surrey has 102 active court-ordered sales, $161,000 to just under $12 million. The count by neighbourhood, the four areas holding everything under $500,000, and how BC's court process works.
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All four major BC portals show the same MLS listings. What separates them is price history, expired listings, filters, strata data, and who actually pays the bills.
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Canadians moving from Calgary or Toronto are not foreign buyers, and the taxes that apply are not the ones most people worry about. Here is what actually changes when you buy in BC.
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Vancouver West has 900 listings under $900,000 and not one detached house. Mission has 221 and 88 are detached. Same budget, a completely different home, across 25 regions.
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Only 8% of active BC listings hold an open house. What that scarcity tells you, when the sessions actually run, and what to check in the twenty minutes you are inside.
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Ladner detached homes sold in a median 14 days, Tsawwassen detached in 27. Two neighbouring South Delta communities with near-identical asking prices and very different behaviour.
