#Ontario Real Estate

House keys and a plain envelope on the porch railing of an Ontario brick home in autumn.

Closing Costs in Ontario: $23,701 on a $900,000 Home

A $900,000 Ontario purchase closes with about $23,701 due on top of the price, and about $38,292 inside Toronto. Every line itemised, with the source for each figure and which ones you can avoid.

Hamidreza EtebarianSeptember 28, 2026

View from a furnished Toronto condo living room looking out at nearby condo towers

Toronto Condo Fees: What a Condo Costs Every Month

A Toronto condo's asking price is only half of what it costs. Here is what the maintenance fee pays for, what pushes a building to the top of the fee range, and how property tax and insurance add up to a real monthly number.

Hamidreza EtebarianSeptember 25, 2026

Empty brick detached house with drawn curtains on an Ontario street in late autumn.

Power of Sale in Ontario: How It Works and What Buyers Risk

Ontario power of sale runs on notice periods, not court hearings: 15 days of default, then 35 days after notice. Here is what the Mortgages Act requires, what the lender owes the borrower, and what a buyer takes on.

Hamidreza EtebarianSeptember 23, 2026

Row of brick semi detached houses on a Toronto street in autumn.

Toronto Land Transfer Tax: What Buyers Actually Pay

Buy in the City of Toronto and you pay land transfer tax twice, once to Ontario and once to the city. Here is the bracket math at real Toronto asking prices, plus both first-time buyer rebates.

Hamidreza EtebarianSeptember 18, 2026

Toronto condo building with unlit upper floor units on an overcast day.

Toronto Vacant Home Tax: Rules, Exemptions and Buyer Risk

Toronto charges 3% of assessed value on homes left empty six months or more, and every owner must declare each year. Here are the rules, the exemptions, and what a buyer inherits at closing.

Hamidreza EtebarianSeptember 16, 2026

Toronto condo towers and brick houses for sale on a residential street.

Toronto Real Estate Market: What Is Actually For Sale

Toronto has 8,031 active residential listings and 715 price cuts in the past 30 days. A supply-side read of the live listing book across Toronto and the GTA.

Hamidreza EtebarianSeptember 14, 2026